Currently the multi-currency accounts can only be used to send or receive payments, trade FX spot and trade FX forward, and bulk pay payments. We are developing the card functions however we want to make sure we provide quality FX and international payments first. You can use your high street bank card for using the currency balances you have that issued by the bank. When you are abroad using the balances, if you have any, make sure you always select “use local currency” to avoid the fees charged by the merchant’s POS providers.